BE AWARE OF SCAMS!

That seems like an obvious statement; however when it comes to foreclosures and what you (as a homeowner) should do is not always clear. There are many companies charging a fee to "modify" your mortgage with your lender. The simple fact is that most lenders were given billions of dollars by the Obama administration to assist in restructuring mortgages. Many homeowners can contact thier lender, complete a form and if they qualify for a hardship their mortgage can be restructured without any fees.

If you are insure how to proceed and want to make sure that you are heading down the correct path; please contact an attorney near you for advice.

How to find an attorney... There are many ways to find an attorney; personal referral, the phone book, TV commercials, attorney directories and the Internet. Personal referrals are uaually the best type because someone you already know is referring someone who did a good job - what more could you want.